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Interest rates can vary depending on your individual situation, the size of loan, the type of property and the daily market conditions. If you are comparing lender rates and fees - this is a moving target on an hourly basis. Make sure when comparing rates that you get all quotes at the exact same time on the exact same day as well as the same terms or it will not be an accurate comparison. Please contact us directly and we will be happy to discuss your particular situation and customize a mortgage solution that will  best fit your financial goals.